i3 Verticals, Inc. (IIIV)
Technology
- Fundamental
- 4
- Sentiment
- 2
- Technical
- 1
Do Nothing: qualitativeScore is 2 (below required floor of 3), and the chart remains a broken post-earnings downtrend below all key moving averages.
Company overview
i3 Verticals, Inc. provides payment and software solutions for small and medium-sized businesses and organizations in education, non-profit, public sector, and healthcare across the U.S. The company operates through two divisions: Merchant Services and Proprietary Software and Payments, facilitating electronic payments and offering technical support and point-of-sale solutions. Established in 2012, i3 Verticals is headquartered in Nashville, Tennessee.
Fundamental
goodi3 Verticals shows strong cash-flow generation and manageable leverage, but growth concerns persist.
i3 Verticals’ filings show strong cash generation and stable high gross margins, with trailing free cash flow around $49.9M (about a 12.8% yield versus current market cap). Leverage and liquidity look reasonable for a small-cap software/payments business (net debt/EBITDA ~1.86; interest coverage ~13.5x; revolver capacity still available and maturing in 2028). Valuation is appealing on EV/EBITDA (~8.35x) and EV/Sales (~2.30x), though the headline P/E (~56x) is elevated and recent GAAP earnings were helped by a non-operating investment revaluation. The key fundamental swing factor is growth: FY2026 guidance was trimmed and revenue growth has cooled to low single digits.
Sentiment
weakMedia sentiment is negative following a guidance cut, with no immediate catalysts for improvement.
Recent media tone skewed bearish after i3 Verticals’ early-August earnings/guidance reset (announced), with multiple writeups focused on the miss and outlook trim. Baseline coverage was sparse so the 30–90d sentiment delta is indeterminate, and the Red-Flag Screen is clean.
Technical
very weakThe stock is in a strong bearish trend, remaining below key moving averages post-earnings.
Price remains below all key trend references after the 8/7 post-earnings gap-down, with no recovery above EMA9, EMA21, or SMA20. Oversold readings (RSI14 28.11, Williams %R -94.76) suggest bounce potential only, while MACD -1.06 remains below signal -0.51 and below zero and ADX14 32.58 confirms the prevailing trend is strong and bearish rather than repaired and bullish.
You’re looking at 2026-08-16 — more than 2 trading days ago.
Subscribers saw this then, and see today’s score, verdict and trade plan now.
More Technology
Not financial advice. For informational and educational purposes only.