NewtekOne, Inc. (NEWT)
Financial Services
- Fundamental
- 4
- Sentiment
- 2
- Technical
- 2
Do Nothing: qualitativeScore is 2 (below the required floor of 3) — the upstream qualitative screen found no market-rewarded bullish element and the shadow branch is not rendered; additionally the 20-day average dollar volume ($3.20M) is below the $5.0M liquidity floor. Technicals computed for reference (technicalScore 2, bounce-only).
Company overview
NewtekOne, Inc. is a financial holding company offering a range of business and financial solutions through its brands, including Newtek Bank and Newtek Lending. Founded by Barry Sloane in 1998, the company is headquartered in Boca Raton, Florida.
Fundamental
goodNewtekOne shows strong profitability and growth, with a low P/E ratio and increasing deposits.
Recent SEC filings portray a profitable, expanding small-business bank. FY2025 net income was $60.5M on $224.9M total revenues, and first-half 2026 net income rose to $28.0M (+21% YoY). Deposits grew to $2.15B by June 30, 2026 while borrowings declined, supporting funding and liquidity. Shares look cheap on reported earnings (P/E ~6) with a sizable dividend, but the core watch items are SBA-program dependence, small-business credit performance, and funding-cost/regulatory sensitivity.
Sentiment
weakSentiment is weak with no market-rewarded catalysts and flat media coverage.
Sole live catalyst is the announced strategic-alternatives exploration (ongoing_process, announced 2026-08-28), received neutrally by a flat in-window tape (aggregate polarity ≈ −0.02 across five scored items); the 30–90d baseline returned zero scored items, leaving the sentiment delta indeterminate. Red-Flag Screen: no severe or moderate flag fired.
Technical
weakThe stock is in a downtrend with early stabilization signs, but liquidity is below the threshold.
Trend frame is bearish: price 12.26 sits below SMA20 (12.30), SMA50 (13.57) and SMA200 (12.93), and below EMA21 (12.50). Momentum is weak but showing early repair: MACD line -0.37 remains negative (below signal -0.45) while the histogram has turned positive (0.08) for three sessions, and RSI14 40.71 has recovered from late-August oversold readings (23.8 on 09-01). ADX14 27.27 is direction-agnostic and, combined with price below all key averages, confirms a downtrend rather than a bullish trend. Williams %R -32.00 is neutral. This is a bounce-only chart, not a tradeable bullish setup. Liquidity also fails the $5M floor (avgDollarVolume20 = $3.20M).
You’re looking at 2026-09-14 — more than 2 trading days ago.
Subscribers saw this then, and see today’s score, verdict and trade plan now.
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Not financial advice. For informational and educational purposes only.