Banco Bilbao Vizcaya Argentaria, S.A. (BBVA)
Financial Services
- Fundamental
- 4
- Sentiment
- 3
- Technical
- 2
Do Nothing: input price 28.35 exceeds the $25.00 strategy ceiling, and 5 core indicators failed to load so the technical read is degraded.
Company overview
Banco Bilbao Vizcaya Argentaria, S.A., established in Bilbao, Spain, in 1857, operates as a comprehensive global financial services provider through its various subsidiaries. The institution specializes in retail banking, wholesale banking, and asset management. Its extensive product offerings include everyday current accounts, a variety of deposit options such as demand, savings, overnight, time, term, and subordinated deposits, along with numerous loan products. BBVA also trades in securities and manages both pension and investment funds. Additional services encompass credit cards, corporate and investment banking solutions, insurance products, and real estate services. The bank delivers these offerings through both online and mobile digital channels. As of December 31, 2021, its physical presence was robust, featuring 6,083 branches and 29,148 ATMs. Geographically, BBVA maintains operations across Spain, Mexico, South America, the United States, Turkey, Asia, and the wider European region.
Fundamental
goodBBVA demonstrates strong capital and liquidity metrics with high profitability, though it faces macro/geopolitical risks.
BBVA’s recent SEC filings show strong capital and liquidity (CET1 12.90%, LCR 145%, NSFR 125%), improving asset quality (group NPL 2.72%), and high profitability (TTM ROE ~19%). Valuation looks reasonable (TTM P/E ~12.7) with a ~3–4% dividend yield plus active buybacks. Key watch-outs are macro/geopolitical exposure (Mexico/Turkey/Spain) and a higher cost of risk (1.34% in H1 2026).
Sentiment
fairPositive media coverage is offset by legal uncertainties and limited retail engagement.
Media tone over the last ~14d is bullish after BBVA’s Q2 results/raised outlook and the ~€2B buyback (announced). Baseline sentiment delta is indeterminate due to sparse 30–90d coverage, and the unresolved Spain spying-case trial process is a moderate legal overhang (score capped at 3).
Technical
weakThe bullish trend is present, but incomplete indicators and price constraints limit actionability.
BBVA shows a bullish daily trend stack with price above the 20/50/200-day averages and MACD still positive, but DEMA/TEMA/RSI/StdDev/ADX failed to load and the technical read is therefore degraded; the integrity block caps the score at 2.
You’re looking at 2026-08-11 — more than 2 trading days ago.
Subscribers saw this then, and see today’s score, verdict and trade plan now.
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Not financial advice. For informational and educational purposes only.